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Investment signal

$1,074,900

46 JAMES STREET

Save this home

Beds

6

Baths

5

Sqft

Year

Type

Multi-family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Ottawa. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

An investment property you would be proud to own. Welcome to 46 James Street, ideally situated in the heart of Ottawa. This property presents a compelling blend of character, functionality, and location, making it a sound addition to an investment portfolio.The building features well-maintained rental units that have demonstrated consistent performance. In 2025, the property generated gross rental income of $83,447.64. Total operating expenses for the same period amounted to $23,761.80, inclusive of insurance, property taxes, utilities, repairs and maintenance, management, and bank fees. This results in a net operating income of $59,685.84, reflecting stable and reliable cash flow based on actual historical figures.The property is located within an established urban neighbourhood with convenient access to public transit routes, nearby shopping and services, parks, and downtown Ottawa amenities. Its central location supports ongoing rental demand and aligns with the City of Ottawa's focus on intensification and walkable communities.This offering represents a well-balanced opportunity for investors seeking proven income, manageable operating costs, and a centrally located asset within the Ottawa market, suitable for both experienced investors and those looking to expand their holdings with a property backed by real performance data. (id:65958)

Subtype
Multi-family
Structure
Other
Community
4103 - Ottawa Centre
Lot dimensions
33.3 x 109 FT
Bedrooms
6 above grade
Parking
3 total
Stories
2.5
On market
Jan 28, 2026
Status changed
Apr 24, 2026
Annual tax
$8,688.06
Photos
42
MLS#
X12735442
Area
OTTAWA

Features and systems

Parking

No Garage

Basement

UnfinishedN/A

Appliances

Water meter

Heating

Radiant heatNatural gas

Cooling

None

Exterior

Brick

Foundation

Stone
Negative cash flow ~$1,167/mo at these assumptions

Cash on cash

-6.51%

Cap rate

3.56%

GRM

16.7

Break-even rent

$6,604

Financing

Down payment$214,980
Loan amount$859,920
Mortgage$4,357/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$493
Insurance$80
Maintenance$896
CapEx reserve$448
Vacancy loss$269

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,357/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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