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Investment signal

$899,900

4311 11th Street

Save this home

Beds

Baths

Sqft

—

Year

1977

Type

Single Family

Suite

Suite potential

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Peachland. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

A HOME & A CARRIAGE HOUSE WITH DEVELOPMENT OPPORTUNITY in one of the best locations in Peachland. This is a great property for generating rental income and just steps from the beach and to Peachland Promenade’s coffee shops and restaurants-set on a corner lot, this rancher offers an effortless Okanagan lifestyle. The main home features a cozy wood burning fireplace, 4 bedrooms including a primary with full ensuite, and a kitchen that flows seamlessly into the dining area, perfect for everyday living and entertaining. Outside, the fully fenced yard is set up for summer enjoyment with a pergola, fire pit, and hot tub, ideal for relaxing evenings with family and friends. The detached garden suite is beautifully finished with in floor heating in the kitchen and bathroom, a spacious living area, and complete separation from the main home. Perfect for extended family, a returning student, or as an income generating rental. A powered workshop with 30 amp RV hookup and ample parking provides space for all your vehicles and Okanagan toys. Walk to the lake, walk to dinner, and enjoy everything Peachland has to offer. Spend your days along the waterfront, take in live music and community events at Heritage Park, explore nearby wineries and hiking trails, or simply enjoy the small town charm and stunning lake views that make Peachland one of the Okanagan’s most desirable places to call home. (id:65958)

Subtype: Single Family
Architectural style: Ranch
Structure: House
Community: Peachland
Common interest: Freehold
Living area: 2,363 square feet
Lot size: 0.19 acres
Lot dimensions: 0.19
Parking: 1 total
Stories: 1
On market: Apr 2, 2026
Status changed: Apr 20, 2026
Annual tax: $3,916.57
Photos: 52
MLS#: 10381460
Area: PEACHLAND

Features and systems

Parking

Detached Garage

Basement

Crawl space

Heating

Forced air

Cooling

Central air conditioning

Exterior

Vinyl siding

Roof

Asphalt shingleUnknown

Lot

Level lotPrivate settingIrregular lot size

Community

Family Oriented

Waterfront

Other

Negative cash flow ~$990/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.60%

Cap rate

3.54%

GRM

16.7

Break-even rent

$5,542

Financing

Down payment$179,980

Loan amount$719,920

Mortgage$3,648/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$412

Insurance$80

Maintenance$750

CapEx reserve$375

Vacancy loss$225

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,648/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 20, 2026.