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Investment signal

$324,900

43 MILL STREET S

Save this home

Beds

2

Baths

2

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Port Hope. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Charming Semi-Detached Home in the Heart of Historic Downtown Port Hope. An exceptional opportunity for investors or multi-generational living, this semi-detached property features two self-contained 1-bedroom units, each with independent entrances and separate living spaces. Whether you're looking to generate rental income, accommodate extended family, or live in one unit while leasing the other, this versatile home offers outstanding flexibility.Each unit is thoughtfully laid out with a bright living area, functional kitchen, spacious bedroom, and full bathroom-providing comfortable, private accommodations for tenants or in-laws alike.Located in highly sought-after Historic Downtown Port Hope, this property offers an unbeatable lifestyle setting. Step outside your door to enjoy boutique shops, cafs, restaurants, the Capitol Theatre, and everyday amenities-all just moments away. Situated directly across from the scenic Ganaraska River, you'll appreciate picturesque views and easy access to walking trails and green space.A rare chance to own an income-generating property in one of Port Hope's most desirable and walkable neighbourhoods. Endless potential in a prime location. (id:65958)

Subtype
Single Family
Structure
House
Community
Port Hope
Common interest
Freehold
Lot dimensions
19.2 x 132 FT ; irregular
Bedrooms
2 above grade
Parking
2 total
Stories
2
Fireplace
1
On market
Feb 12, 2026
Status changed
Apr 28, 2026
Annual tax
$2,644.13
Zoning
C3
Photos
18
MLS#
X12783378
Area
PORT_HOPE

Features and systems

Parking

No Garage

Basement

None

Appliances

WasherRefrigeratorStoveDryerWindow Coverings

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Vinyl siding

Lot

Flat site

Community

Community Centre
Negative cash flow ~$147/mo at these assumptions

Cash on cash

-2.71%

Cap rate

4.32%

GRM

14.3

Break-even rent

$2,055

Financing

Down payment$64,980
Loan amount$259,920
Mortgage$1,317/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$149
Insurance$80
Maintenance$271
CapEx reserve$135
Vacancy loss$95

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,317/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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