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Investment signal

$889,900

42 CHURCH STREET W

Save this home

Beds

11

Baths

4

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Smiths Falls. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this beautiful Victorian brick 4-plex, ideally situated in one of Smiths Falls' most prestigious and historically rich neighborhoods where the upper management of the railroad formerly lived. This quiet, residential area offers charm and tranquility, while being just two blocks from the main business district and all amenities in the revitalized downtown core. The property is also conveniently located near the UNESCO World Heritage Site Rideau Canal, offering access to scenic walking trails and outdoor recreation. It features: Fully tenanted building with strong rental demand, Four separate hydro meters, New forced-air gas furnace. Located in an area benefiting from major community upgrades, including: New water treatment plant, New community center, New high school, Expansion of the existing hospital. This is an excellent rental market, with the majority of Canopy Tweed employees wanting to live in Smiths Falls close to their workplace, in an area of beautiful homes which will attract good tenants because of the upscale atmosphere. Three 3-bed units & one 2 bed unit, cash cow. This property's upscale surroundings and historic charm make it especially attractive to reliable tenants. Contact Brad Closs for more information or to arrange a viewing. RENTS; (1) $1,550 (2) $1,695 (3) $1,625 (4) $2,050 (id:65958)

Subtype
Multi-family
Structure
Fourplex
Community
901 - Smiths Falls
Lot dimensions
60 x 80 FT ; 0
Bedrooms
11 above grade, 0 below grade
Parking
6 total
Stories
2
On market
Apr 15, 2026
Status changed
Apr 24, 2026
Annual tax
$4,639
Zoning
Residential R4
Photos
37
MLS#
X13000088
Area
SMITHS_FALLS

Features and systems

Parking

No Garage

Basement

UnfinishedOther, See RemarksN/AN/A

Appliances

Water meterWater Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Brick

Foundation

Stone

Utilities

CableTelephoneNatural Gas Available
Negative cash flow ~$980/mo at these assumptions

Cash on cash

-6.61%

Cap rate

3.54%

GRM

16.7

Break-even rent

$5,482

Financing

Down payment$177,980
Loan amount$711,920
Mortgage$3,607/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$408
Insurance$80
Maintenance$742
CapEx reserve$371
Vacancy loss$223

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,607/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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