No photos available
Investment signal

$479,900

42 BIRCH STREET

Beds

3

Baths

1

Sqft

Year

Location

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About this home

Wonderful renovated property just minutes from the heart of Sauble Beach, this fully winterized detached bungalow offers modern comfort and year-round enjoyment. Recently renovated, the home showcases: A brand-new kitchen with modern cabinets and granite counter-tops, An updated bathroom with a quartz counter-top. Three spacious bedrooms and one full bathroom. New hardwood floors throughout, Ceramic in Kitchen, Dining and Bathroom, Freshly painted new trims and stylish light fixtures, Upgraded baseboard heaters for efficient heating, Extended electrical service to the garage, Two large sheds plus a garage, Set on a generous lot, this turnkey property blends contemporary upgrades with the charm of beach side living. Whether you're seeking a cozy full-time residence, a four-season retreat, or an investment opportunity, this home truly offers it all. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
South Bruce Peninsula
Common interest
Freehold
Lot dimensions
100 x 150 FT
Bedrooms
3 above grade
Parking
8 total
Stories
1
Fireplace
1
On market
Feb 17, 2026
Status changed
Apr 13, 2026
Annual tax
$2,394 (2025)
Photos
36
MLS#
X12792928
Area
SOUTH_BRUCE_PENINSULA

Features and systems

Parking

Attached GarageGarage

Basement

Crawl spaceNone

Appliances

AllWasherRefrigeratorStoveDryerMicrowaveWindow Coverings

Heating

Baseboard heatersElectric

Cooling

Window air conditioner

Exterior

Aluminum siding

Flooring

HardwoodCeramic

Foundation

Block

Lot

Flat siteCarpet Free

Utilities

Electricity
Negative cash flow ~$975/mo at these assumptions

Cash on cash

-12.19%

Cap rate

3.45%

GRM

16.7

Break-even rent

$3,426

Financing

Down payment$95,980
Loan amount$383,920
Mortgage$2,355/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$220
Insurance$80
Maintenance$400
CapEx reserve$200
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for South Bruce Peninsula. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,355/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 13, 2026.

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