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Investment signal

$385,000

105 - 412 JARVIS STREET

Save this home

Beds

1

Baths

1

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Toronto (Church-Yonge Corridor). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Turnkey, self-sustaining investment opportunity in downtown Toronto, generating approximately break-even to slightly positive cash flow at current rent of $1,900-$1,950/month, with tenant responsible for heat and hydro. Estimated cap rate of ~4.2%(above average for comparable downtown condo investments) combined with low monthly maintenance fees of $343 makes this an efficient, low-maintenance asset with minimal out-of-pocket exposure. Tenant-paid utilities further enhance netoperating efficiency. Located in a proven high-demand rental pocket, units in this building rent quickly when available-helping minimize vacancy risk and support consistent occupancy. Ideal for investors seeking a stable hold with limited ongoing management and reducedexposure to unexpected costs. Fully renovated in 2023, the suite features new luxury vinyl flooring throughout, an updated kitchen with new countertops,backsplash, stainless steel appliances, and lighting, along with a modernized bathroom with new ceramics, vanity, and hardware. Full soundproofing throughout the entire unit, including ceiling replacement, provides exceptional privacy and durability- an uncommon feature that can help reduce tenant turnover. Situated in Windsor Lofts, an intimate 5-storey boutique building with only 30 units and limited turnover. Steps to transit, universities, hospitals, and the downtown core. Walk Score 95, Transit Score 92, Bike Score 98. A compelling opportunity to secure a low-entry, income-producing asset in one of Toronto's strongest rental corridors- also well-suited for end users seeking a fully renovated, low-maintenance downtown suite. (id:65958)

Subtype
Single Family
Structure
Apartment
Community
Church-Yonge Corridor
Common interest
Condo/Strata
Bedrooms
1 above grade
Parking
0 total
Condo/HOA fee
$343 monthly
On market
Apr 22, 2026
Status changed
Apr 22, 2026
Annual tax
$2,036
Photos
18
MLS#
C13027858
Area
TORONTO_(CHURCH-YONGE_CORRIDOR)

Features and systems

Parking

No Garage

Basement

None

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowaveHood FanWindow Coverings

Heating

Forced airNot knownNot knownNatural gasOther

Cooling

Central air conditioning

Exterior

Brick

Flooring

Vinyl

Community

Community CentrePets Allowed With Restrictions

Security

Security system

Fee includes

Common Area MaintenanceWaterInsurance
Negative cash flow ~$470/mo at these assumptions

Cash on cash

-7.32%

Cap rate

3.40%

GRM

16.7

Break-even rent

$2,419

Financing

Down payment$77,000
Loan amount$308,000
Mortgage$1,561/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$176
Insurance$80
Maintenance$321
CapEx reserve$160
Vacancy loss$96

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,561/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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