$599,000
41 LOUISA STREET
Beds
2
Baths
2
Sqft
—
Year
—
Location
See the block, not just the house.
Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.
About this home
Welcome to 41 Louisa Street A Rarely Offered Legal Duplex! Proudly owned by the same family for 35 years, this solid two-storey brick home offers incredible investment potential or the opportunity to live in one unit and rent out the other. Zoned R2 with two separate hydro meters, the property features two self-contained one-bedroom apartments: Upper Unit: Occupying the entire second floor with its own entrance and exclusive use of the front porch. Features a brand new kitchen (2023), spacious living room, office space, bedroom, and a 4-piece bathroom. Currently vacant and move-in ready. Lower Unit: Spanning the main floor and basement with its own private entrance. Recently freshly painted from top to bottom, including the kitchen cabinets. Offers a full kitchen, living room, office space, bedroom, 4-piece bathroom, plus access to the back deck and backyard. Currently rented to long-term tenants who wish to stay. This property is an excellent addition to any investment portfolio, with the potential to generate $1,595 + hydro per unit. Whether you're a savvy investor or looking for a mortgage helper, 41 Louisa Street is a must-see opportunity. (id:65958)
- Subtype
- Multi-family
- Structure
- Duplex
- Community
- 451 - Downtown
- Lot dimensions
- 29 x 110 FT
- Bedrooms
- 2 above grade
- Parking
- 0 total
- Stories
- 2
- On market
- Apr 19, 2026
- Status changed
- Apr 19, 2026
- Annual tax
- $2,733 (2025)
- Zoning
- R2
- Photos
- 36
- MLS#
- X13017716
- Area
- ST._CATHARINES_(DOWNTOWN)
Features and systems
Parking
Basement
Appliances
Cooling
Exterior
Foundation
Lot
Utilities
Cash on cash
-11.95%
Cap rate
3.50%
GRM
16.6
Break-even rent
$4,256
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Lifestyle nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Catharines (Downtown). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.