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Investment signal

$799,000

409 ANNE STREET N

Beds

Baths

4.1

Sqft

—

Year

—

Location

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About this home

Top 5 Reasons You Will Love This Home: 1) Offering the perfect mix of lifestyle and income potential, this home features a fully registered second suite with its own private entrance and dedicated parking, providing an ideal opportunity to generate rental income while maintaining comfort and privacy 2) Set on a generous lot with over 55' of frontage and 118' of depth, the property delivers exceptional outdoor space, complete with a large deck that can be enclosed for children or pets, making it perfect for entertaining and everyday family living 3) Beautifully maintained and thoughtfully updated, the home showcases a modern kitchen with quartz countertops, stainless-steel appliances, a stylish backsplash, upgraded lighting, and plenty of workspace 4) The family-friendly layout features four spacious upper level bedrooms, including a primary suite with a walk-in closet and private ensuite, along with an updated main bathroom finished with contemporary details 5) Ideally located on the edge of the city, this home presents convenient access to schools, shopping, and amenities, while being just minutes from Springwater trails, biking paths, and ski hills, all complemented by a timeless all-brick exterior with strong curb appeal. 1,617 above grade sq.ft. plus a finished basement. (id:65958)

Subtype: Single Family
Structure: House
Community: West Bayfield
Common interest: Freehold
Lot dimensions: 60 x 114 FT
Bedrooms: 4 above grade, 1 below grade
Parking: 4 total
Stories: 2
Fireplace: 1
On market: Apr 18, 2026
Status changed: Apr 18, 2026
Annual tax: $4,758
Zoning: R2
Photos: 50
MLS#: S13016140
Area: BARRIE_(WEST_BAYFIELD)

Features and systems

Parking

Attached GarageGarage

Basement

FinishedFullSeparate entranceN/AN/A

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Brick

Flooring

HardwoodLaminateCeramic

Foundation

Poured Concrete

Lot

Carpet FreeIn-Law Suite

Negative cash flow ~$1,566/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.76%

Cap rate

3.54%

GRM

16.6

Break-even rent

$5,649

Financing

Down payment$159,800

Loan amount$639,200

Mortgage$3,921/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$366

Insurance$80

Maintenance$666

CapEx reserve$333

Vacancy loss$200

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Barrie (West Bayfield). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $3,921/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.