No photos available
Investment signal

$999,880

406 TAMARACK DRIVE

Beds

5

Baths

2

Sqft

Year

Location

See the block, not just the house.

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About this home

Welcome To This Beautifully Renovated, Fully Licensed Legal Duplex In The Heart Of Waterloo's Desirable University District. Walking Distance To Wilfrid Laurier University, University Of Waterloo, And Conestoga College-Ideal For Investors And Student Living.The Second Floor Features A Modern Kitchen With Quartz Countertops, Backsplash, New Cabinetry, And Stainless-Steel Appliances, With Walk-Out To A Balcony Overlooking A Private Backyard Backing Onto St. David Catholic Secondary School Field-No Rear Neighbours. Bright Open-Concept Living/Dining And 4 Spacious Bedrooms.Separate Entrance To A Fully Finished Main-Floor Apartment, Perfect For Rental Income Or Extended Family. Extensive Upgrades Include Waterproofed Basement And Rare 200-Amp Electrical Panel. Updates: Roof (2021), HVAC (2021), Gas Meter (2021), Electrical (2021); Garage Door (2022); Driveway (2024); Main Floor (2025).City-Licensed Student Rental Generating Approx. $5,000/Month During School Year. Located In An Area With Future Medium-Rise Development Potential.Turnkey, Income-Generating Legal Duplex With 2 Licensed Units In A Prime Location. (id:65958)

Subtype
Single Family
Architectural style
Raised bungalow
Structure
House
Common interest
Freehold
Lot dimensions
58.1 x 125.5 FT
Bedrooms
5 above grade
Parking
5 total
Stories
1
On market
Apr 18, 2026
Status changed
Apr 19, 2026
Annual tax
$5,229.96
Zoning
Resdiential
Photos
39
MLS#
X13016716
Area
WATERLOO

Features and systems

Parking

Garage

Basement

FullApartment in basement

Appliances

DishwasherDryerHood FanTwo stovesTwo WashersGarage door opener remote(s)Two Refrigerators

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickAluminum siding

Flooring

ConcreteLaminateCeramic

Foundation

Concrete

Lot

Carpet Free

View

View

Utilities

Electricity

Security

Smoke Detectors
Negative cash flow ~$1,945/mo at these assumptions

Cash on cash

-11.67%

Cap rate

3.55%

GRM

16.7

Break-even rent

$7,048

Financing

Down payment$199,976
Loan amount$799,904
Mortgage$4,907/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$458
Insurance$80
Maintenance$833
CapEx reserve$417
Vacancy loss$250

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Waterloo. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,907/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.

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