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Investment signal

$675,000

4012 19 Street

Save this home

Beds

5

Baths

2

Sqft

Year

1992

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Vernon. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Investors take notice, this semi detached dwelling includes a secondary suite with two current tenancies. Five bedrooms in total and three and half bathrooms. Current rent for the top unit is $2700.00 , and the bottom unit is $1650.00. This well-appointed property provides ample room for growing families or multi-generational living. The main living area is warm and inviting, highlighted by a cozy gas fireplace, creating the perfect space to relax and unwind. The home is thoughtfully equipped with two fridges and two stoves, making it ideal for dual living arrangements, along with a dishwasher for added convenience. A shared washer and dryer further enhances functionality, while the attached single-car garage offers secure parking and additional storage. Enjoy an unbeatable location just steps from Girouard Park, Harwood Elementary and only minutes to downtown Vernon. Outdoor enthusiasts will love being a short drive to both Kalamalka Lake and Okanagan Lake, with Silver Star Mountain Resort just 25 minutes away for year-round recreation. Whether you're looking for a family home with added flexibility or an investment opportunity, this property delivers on space, location, and potential. (id:65958)

Subtype
Single Family
Structure
Duplex
Community
City of Vernon
Common interest
Condo/Strata
Living area
2,247 square feet
Lot size
0.09 acres
Lot dimensions
0.09
Parking
1 total
Condo/HOA fee
$0 monthly
Stories
2
On market
Apr 16, 2026
Status changed
Apr 28, 2026
Annual tax
$3,028.74
Photos
12
MLS#
10383513
Area
VERNON

Features and systems

Parking

Attached Garage

Heating

Forced air

Cooling

Central air conditioning

Community

Pets Allowed
Negative cash flow ~$763/mo at these assumptions

Cash on cash

-6.78%

Cap rate

3.51%

GRM

16.7

Break-even rent

$4,178

Financing

Down payment$135,000
Loan amount$540,000
Mortgage$2,736/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$309
Insurance$80
Maintenance$563
CapEx reserve$281
Vacancy loss$169

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Vernon. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,736/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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