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Investment signal

$649,900

40 ORDNANCE STREET

Save this home

Beds

3

Baths

3 full + 1 half

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kingston (East of Sir John A. Blvd). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this well maintained home offering the perfect blend of comfort and versatility, and location. Situated in a desirable area within walking distance to hospitals, community centre, Rideaucrest, Shopping, parks and more, this property is ideal for both homeowners and investors alike. This home features two fully self-contained units fully rented, providing excellent income potential. Both units include stacking laundry, refrigerator, stove, dishwasher and microwave along with tasteful finishes and some hardwood flooring. The upper unit offers 2 spacious bedrooms, while the main level features a 1-bedroom layout with access to a fully winterized studio in the backyard--perfect for a home based business, gym or creative space. Additional highlights include an unfinished basement with a 2 pc bath and ample storage, a mostly fenced yard and a convenient storage shed. Well maintained with great tenants in place, this fantastic opportunity in a prime central location. Please see documents for full rent details. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
22 - East of Sir John A. Blvd
Lot dimensions
25 x 76 FT
Bedrooms
3 above grade
Parking
2 total
Stories
2.5
On market
Apr 20, 2026
Status changed
Apr 21, 2026
Annual tax
$4,868.48
Photos
35
MLS#
X13021736
Area
KINGSTON_(EAST_OF_SIR_JOHN_A._BLVD)

Features and systems

Parking

No Garage

Basement

Partial

Appliances

DishwasherDryerTwo stovesTwo WashersWater HeaterTwo Refrigerators

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickVinyl siding

Flooring

TileHardwoodLaminate

Foundation

Stone

Utilities

SewerElectricityCable
Negative cash flow ~$737/mo at these assumptions

Cash on cash

-6.81%

Cap rate

3.50%

GRM

16.7

Break-even rent

$4,026

Financing

Down payment$129,980
Loan amount$519,920
Mortgage$2,634/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$298
Insurance$80
Maintenance$542
CapEx reserve$271
Vacancy loss$163

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,634/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.

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