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Legal suite

$929,000

398 Panorama Cres

Save this home

Beds

5

Baths

4

Sqft

Year

1990

Type

Single Family

Suite

Legal suite

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Courtenay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to this bright and inviting family home in desirable East Courtenay, set on a spacious corner lot and perfectly positioned to take in beautiful mountain views through sun-filled windows. This versatile property also features a 2 bedroom legal suite, offering excellent flexibility for extended family or added income, all while being located close to schools, parks, and everyday amenities. The main level features a functional layout with 3 bedrooms, 2 bath up, including a spacious primary suite with a beautiful renovated ensuite complete with heated floors and a walk-in shower for added comfort. The lower level also include a large bonus room reserved for a main home use, ideal as a media room, playroom, home office, or additional living space. Downstairs you'll find the fully self-contained 2 bed, 1 bath legal suite with its own separate entrance and dedicated driveway, providing excellent privacy for both the main home and suite occupants. The suite is a great mortgage helper, helping offset monthly costs and even making it easier for buyers to qualify by using some of the potential rental income. With mountain views, a corner lot setting, and the flexibility of a legal suite, this East Courtenay home offers exceptional value for families seeking both lifestyle and financial versatility. (id:65958)

Subtype
Single Family
Structure
House
Community
Courtenay East
Common interest
Freehold
Living area
2,962 square feet
Lot size
7,884 square feet
Lot dimensions
7884
Parking
5 total
Fireplace
1
On market
Feb 24, 2026
Status changed
Apr 24, 2026
Annual tax
$7,695
Zoning
Residential
Photos
42
MLS#
1026766
Area
COURTENAY

Features and systems

Appliances

WasherRefrigeratorStoveDryer

Heating

Heat PumpElectricNatural gas

Cooling

Air Conditioned

Lot

Central locationSouthern exposureCorner SiteOther

View

Mountain view
Negative cash flow ~$136/mo at these assumptions

Cash on cash

-0.88%

Cap rate

4.69%

GRM

13.9

Break-even rent

$5,719

Financing

Down payment$185,800
Loan amount$743,200
Mortgage$3,766/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$426
Insurance$80
Maintenance$774
CapEx reserve$387
Vacancy loss$279

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,766/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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