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Investment signal

$1,199,500

3820 20th Street NE Unit# 12

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Beds

5

Baths

4

Sqft

Year

2021

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Salmon Arm. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

This beautiful home in the sought after and exclusive North Broadview area blends elegance, comfort, and everyday functionality, with careful attention to detail throughout. The bright kitchen showcases quartz countertops, stainless steel appliances, and a gas range, making it a dream for any home cook. It flows effortlessly into the living and dining areas, creating a perfect space for entertaining, relaxing with family, and taking in the views.The living room offers a warm and inviting atmosphere with a tray ceiling, a cozy gas fireplace, and expansive picture windows that fill the space with natural light. The primary suite serves as a private retreat, featuring a spacious walk in closet, an additional closet, and a luxurious ensuite with a soaker tub, walk in shower, and double vanity. Practical design is also prioritized with a generous main floor laundry room and a mudroom conveniently located off the garage. The main home also includes three additional bedrooms. Outside, a covered deck captures stunning views of Shuswap Lake and Mt. Ida, complete with a gas BBQ hookup for easy outdoor dining. The fully fenced backyard is beautifully landscaped and equipped with underground irrigation, offering a peaceful and private outdoor escape. Adding exceptional value, the property includes a legal one bedroom suite with its own entrance and laundry. Finished to the same high standards as the main home, it provides excellent flexibility for extended family, guests, or rental income. Further highlights include an oversized double garage with ample space for vehicles, storage, and recreational gear, along with a flat driveway and additional paved parking suitable for guests, trailers, or an RV. Located on a quiet no thru street in North Broadview, this home offers privacy and tranquility while still being just minutes from all the amenities of Salmon Arm, delivering the ideal balance of luxury, lifestyle, and convenience. (id:65958)

Subtype
Single Family
Architectural style
Ranch
Structure
House
Community
NE Salmon Arm
Common interest
Freehold
Living area
3,421 square feet
Lot size
0.25 acres
Lot dimensions
0.25
Parking
6 total
Condo/HOA fee
$75.55 monthly
Stories
2
Fireplace
1
On market
Apr 28, 2026
Status changed
Apr 28, 2026
Annual tax
$6,435.16
Photos
63
MLS#
10385187
Area
SALMON_ARM

Features and systems

Parking

Attached Garage

Basement

Full

Heating

Forced airSee remarks

Cooling

Central air conditioning

Community

Pets Allowed
Negative cash flow ~$1,291/mo at these assumptions

Cash on cash

-6.46%

Cap rate

3.57%

GRM

16.7

Break-even rent

$7,359

Financing

Down payment$239,900
Loan amount$959,600
Mortgage$4,862/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$550
Insurance$80
Maintenance$1,000
CapEx reserve$500
Vacancy loss$300

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Salmon Arm. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,862/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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