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Investment signal

$870,000

380 PHILLIP MURRAY AVENUE

Beds

7

Baths

3

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Strategic income property in one of South Oshawa's most underrated lake-adjacent pockets. Legally registered as 2 units with an additional self-contained basement unit, this solid 2-storey brick property offers three fully separated units - each occupying its own level for privacy and strong rental appeal. The layout includes two 2-bedroom units and one spacious 3-bedroom unit. All units have separate electrical panels with electric baseboard heat. Shared laundry is located in the basement. Most recent rents totalled $5,450/month with tenants paying their own utilities. Unit 2 is currently vacant - creating immediate flexibility. Set new market rent as an investor, or live in the vacant unit and offset your mortgage with approximately $3,250/month from the other two units. What truly sets this property apart is its location. Just minutes to Lakeview Park and the Lake Ontario shoreline, you get the lifestyle benefits of waterfront living - morning walks along the trail, cooling summer lake breezes, and a peaceful, established-community feel - without paying waterfront taxes. This pocket offers a rare balance: residential charm with exceptional commuter convenience. Minutes to Highway 401, close to Oshawa GO Station, near major industrial employers, shopping, parks, and transit. Rental demand here remains steady due to lake proximity and commuter access, and properties this close to the shoreline are limited - supporting long-term value and stability. Whether you're expanding your portfolio or house hacking your way into ownership, this property offers cash flow today and smart positioning for tomorrow. Note: Unit 1 photos are from a prior listing. Unit 2 photos are virtually staged. (id:65958)

Subtype
Single Family
Structure
House
Community
Lakeview
Common interest
Freehold
Lot dimensions
58.9 x 126.3 FT ; Lot S58.92 x W147.65 x N55.05 x E126.28
Bedrooms
5 above grade, 2 below grade
Parking
4 total
Stories
2
On market
Apr 14, 2026
Status changed
Apr 14, 2026
Annual tax
$5,366.15
Photos
39
MLS#
E12997410
Area
OSHAWA_(LAKEVIEW)

Features and systems

Parking

No Garage

Basement

FinishedN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerWater Heater

Heating

Baseboard heatersElectric

Cooling

None

Exterior

Brick

Flooring

LaminateCeramicVinyl

Foundation

Concrete

Lot

Irregular lot sizeCarpet Free
Negative cash flow ~$1,704/mo at these assumptions

Cash on cash

-11.75%

Cap rate

3.54%

GRM

16.7

Break-even rent

$6,143

Financing

Down payment$174,000
Loan amount$696,000
Mortgage$4,270/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$399
Insurance$80
Maintenance$725
CapEx reserve$363
Vacancy loss$218

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Oshawa (Lakeview). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,270/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.

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