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Investment signal

$1,499,900

377 GEDDES Street

Save this home

Beds

5

Baths

4 full + 2 half

Sqft

Year

1870

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Elora. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Discover an exceptional opportunity in the heart of Elora: two complete homes on one beautiful, treed lot, offering flexibility for multigenerational living, guest accommodations, or strong rental income. The Stone House blends heritage charm with modern updates and expansion opportunities. Recent improvements include a fully renovated kitchen, updated bathrooms, new windows and doors, refreshed flooring, insulation upgrades, and a rebuilt chimney. A newer furnace (2023), A/C (2019), water heater (2025) and electrical panel (2020) provide peace of mind. The Coach House (Built 2024) offers stylish, low-maintenance high efficiency living with beautiful LVP flooring throughout, a bright modern custom kitchen, upstairs laundry, and a spa-like bathroom. The cozy radiant floor heating throughout the main floor is simply perfect for the home. The fenced backyard and landscaped patio create an intimate outdoor retreat. A double garage provides a dedicated parking bay for each home. The property features professional landscaping, mature trees, green space views across the road, paved driveway, new fencing, shared well and water systems, and full appliance packages in both homes. Houses are separately metered. Located just a short walk to downtown Elora's restaurants, shops, and riverfront trails, this is a rare chance to live beautifully close to nature and community. With estimated rental income of $3,000+ per month per dwelling, this property is both a lifestyle upgrade and a smart financial move. Two homes. One remarkable setting. Endless possibilities. (id:65958)

Subtype
Single Family
Architectural style
2 Level
Structure
House
Community
54 - Elora/Salem
Common interest
Freehold
Living area
2,676 square feet
Bedrooms
5 above grade, 0 below grade
Parking
6 total
Stories
2
On market
Apr 24, 2026
Status changed
Apr 26, 2026
Annual tax
$5,634
Zoning
R
Photos
49
MLS#
40823904
Area
ELORA

Features and systems

Parking

Detached Garage

Basement

UnfinishedPartial

Appliances

WasherRefrigeratorWater softenerDishwasherStoveDryerMicrowaveHood FanWindow CoveringsGarage door openerMicrowave Built-in

Heating

Forced air

Cooling

Central air conditioning

Exterior

Stone

Foundation

Stone

Lot

Corner SitePaved drivewayAutomatic Garage Door OpenerIn-Law SuitePrivate Yard

Community

Community Centre

View

River view
Negative cash flow ~$1,597/mo at these assumptions

Cash on cash

-6.39%

Cap rate

3.59%

GRM

16.7

Break-even rent

$9,181

Financing

Down payment$299,980
Loan amount$1,199,920
Mortgage$6,080/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$687
Insurance$80
Maintenance$1,250
CapEx reserve$625
Vacancy loss$375

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,080/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 26, 2026.

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