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Investment signal

$1,499,900

377 GEDDES STREET

Save this home

Beds

5

Baths

4 full + 2 half

Sqft

Year

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Centre Wellington (Elora/Salem). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Discover an exceptional opportunity in the heart of Elora: two complete homes on one beautiful, treed lot,offering flexibility for multi-generational living, guest accommodations, or strong rental income. The StoneHouse blends heritage charm with modern updates and expansion opportunities. Recent improvementsinclude a fully renovated kitchen, updated bathrooms, new windows and doors, refreshed flooring,insulation upgrades, and a rebuilt chimney. A newer furnace (2023), A/C (2019), water heater (2025) and electrical panel (2020) provide peace of mind. The Coach House (Built 2024) offers stylish, lowmaintenance high efficiency living with beautiful LVP flooring throughout, a bright modern custom kitchen,upstairs laundry, and a spa-like bathroom. The cozy radiant floor heating throughout the main floor issimply perfect for the home. The fenced backyard and landscaped patio create an intimate outdoor retreat.A double garage provides a dedicated parking bay for each home. The property features professionallandscaping, mature trees, green space views across the road, paved driveway, new fencing, shared welland water systems, and full appliance packages in both homes. Houses are separately metered. Locatedjust a short walk to downtown Elora's restaurants, shops, and riverfront trails, this is a rare chance to livebeautifully close to nature and community. With estimated rental income of $3,000+ per month perdwelling, this property is both a lifestyle upgrade and a smart financial move. Two homes. One remarkablesetting. Endless possibilities. (id:65958)

Subtype
Single Family
Structure
House
Community
Elora/Salem
Condition
Insulation upgraded
Common interest
Freehold
Lot dimensions
70.3 x 131.8 FT
Bedrooms
5 above grade
Parking
6 total
Stories
2
On market
Apr 24, 2026
Status changed
Apr 27, 2026
Annual tax
$5,634.99
Zoning
R
Photos
50
MLS#
X13041196
Area
CENTRE_WELLINGTON_(ELORA/SALEM)

Features and systems

Parking

Attached GarageGarage

Basement

UnfinishedN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowaveBlindsGarage door opener remote(s)Water Heater

Heating

Heat PumpBaseboard heatersRadiant heatForced airNot knownNot knownElectricElectricNatural gas

Cooling

Central air conditioningAir exchangerWall unit

Exterior

WoodStone

Foundation

StoneSlab

Lot

Wooded areaIrregular lot sizeCarpet FreeIn-Law Suite

Community

Community Centre
Negative cash flow ~$1,597/mo at these assumptions

Cash on cash

-6.39%

Cap rate

3.59%

GRM

16.7

Break-even rent

$9,181

Financing

Down payment$299,980
Loan amount$1,199,920
Mortgage$6,080/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$687
Insurance$80
Maintenance$1,250
CapEx reserve$625
Vacancy loss$375

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,080/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 27, 2026.

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