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Investment signal

$1,399,000

37 CANAL STREET

Save this home

Beds

3

Baths

2 full + 1 half

Sqft

Year

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Georgina (Keswick South). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

A Rare Investment Opportunity On The Prestigious Canal St! This Unique Property Features A Charming Bungalow Situated On A Massive, Combined 100ft x 150ft Waterfront Lot. Strategically Severed Into Two Separate Parcels, Which Provides Unparalleled Flexibility And Future Value. The Current Residence Is A Solid, Well-maintained Bungalow, Perfect For Immediate Lakeside Living Or As A High-demand Rental Property. Enjoy The Expansive 100-foot Canal Frontage, Offering Direct Boat Access To Lake Simcoe And Endless Summer & Winter Recreation, Boating, Fishing, Ice-fishing, Skating, Hockey, Etc. The True Value Lies In The land: With The Severance Already In Place, You Have The Incredible Potential To Build Two Brand-new Custom Luxury Homes In One Of Keswick's Most Sought-after Waterfront Pockets. Whether Choose To Hold And Enjoy The Vast Estate-like Grounds Or Move Forward With Development, The Possibilities Are Endless. Ideally Located In A Mature Community. Shops & Amenities Minutes Away. Community Recreation Center, Canadian Tire, Walmart Supercenter, Metro, Food Basics, Petro Canada All Nearby. Roof 2021. Newly Painted. Just Minutes from Highway 404 And A Short 30 Minutes' Drive To Toronto. This Property Offers A Rare Combination Of Immediate Lifestyle And Massive Future Appreciation. Don't Miss This Chance To Own A Double Piece Of The Canal! (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
Keswick South
Common interest
Freehold
Lot dimensions
100 x 150 FT
Bedrooms
2 above grade, 1 below grade
Parking
6 total
Stories
1
Fireplace
1
On market
Apr 20, 2026
Status changed
Apr 24, 2026
Annual tax
$6,921.6
Zoning
RESIDENTIAL
Photos
50
MLS#
N13017942
Area
GEORGINA_(KESWICK_SOUTH)

Features and systems

Parking

Attached GarageGarage

Basement

None

Appliances

WasherRefrigeratorStoveDryerWindow CoveringsGarage door opener remote(s)

Heating

Baseboard heatersElectric

Cooling

None

Exterior

Aluminum siding

Foundation

Unknown

Community

Fishing

View

View of waterDirect Water View

Waterfront

Waterfront on canal

Utilities

SewerElectricityCable
Negative cash flow ~$1,491/mo at these assumptions

Cash on cash

-6.39%

Cap rate

3.59%

GRM

16.7

Break-even rent

$8,569

Financing

Down payment$279,800
Loan amount$1,119,200
Mortgage$5,671/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$641
Insurance$80
Maintenance$1,166
CapEx reserve$583
Vacancy loss$350

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $5,671/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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