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Investment signal

$2,589,000

328 NANAIMO Avenue W

Save this home

Beds

Baths

Sqft

Year

1968

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Penticton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to a rare investment opportunity in the heart of beautiful downtown Penticton. This well-maintained 11-unit apartment building sits on three separate titles and offers a strong, diversified unit mix: 7 one-bedroom suites, 3 two-bedroom suites, and 1 studio apartment. Currently generating a 5.5% cap rate, this property provides immediate, stable returns with future upside potential. A major highlight of this offering is the 2.7% assumable CMHC-insured mortgage (OAC) — an exceptional financing opportunity in today’s market that significantly enhances cash flow and overall return on investment. Each unit features its own private deck or patio—perfect for enjoying the renowned Okanagan weather. The building has seen numerous updates over the years, including a new roof in 2019. All suites are equipped with newer hot water tanks, air conditioning, and individual electric meters, with tenants paying their own hydro—helping to keep operating costs in check. Additional highlights include convenient coin-operated laundry and the benefit of a long-term live-in caretaker who manages the day-to-day operations, making this a truly turnkey investment. With stable, long-term tenants in place and rents currently below market value, this very clean and easy-to-manage property offers solid cash flow today and excellent upside potential for investors looking to expand their portfolio in one of Penticton’s most desirable locations. (id:65958)

Subtype
Multi-family
Structure
Multi-Family
Community
Main North
Common interest
Freehold
Living area
0 square feet
Lot size
0.23 acres
Lot dimensions
0.23
On market
Feb 12, 2026
Status changed
Apr 28, 2026
Annual tax
$10,016.43
Photos
18
MLS#
10375800
Area
PENTICTON

Features and systems

Parking

Street

Heating

Baseboard heatersElectric

Security

Smoke Detector Only
Negative cash flow ~$2,695/mo at these assumptions

Cash on cash

-6.25%

Cap rate

3.62%

GRM

16.7

Break-even rent

$15,787

Financing

Down payment$517,800
Loan amount$2,071,200
Mortgage$10,494/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$1,187
Insurance$80
Maintenance$2,158
CapEx reserve$1,079
Vacancy loss$648

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Penticton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $10,494/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 28, 2026.

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