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Investment signal

$1,999,900

320 Moss St

Save this home

Beds

6

Baths

4

Sqft

Year

1912

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Victoria. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Exceptional investment opportunity in the heart of Fairfield! This updated character conversion features 4 suites (two 2-bed, two 1-bed units) generating $9,400/month with all tenancies month-to-month. Spanning 6 bedrooms and 4 bathrooms, the property delivers strong cash flow from day one with flexibility to reconfigure for an owner-occupier needing more space. Two suites feature in-suite laundry; the remaining two share a well-appointed common laundry, with additional common area storage lockers. Ideally situated just blocks from the Dallas Rd Waterfront, Cook St Village & Downtown Victoria, the home offers great curb appeal in one of the city's most walkable and sought-after neighbourhoods. A rare turnkey income property — move in, rent out or do both! (id:65958)

Subtype
Single Family
Architectural style
Character, Other
Structure
House
Community
Fairfield West
Common interest
Freehold
Living area
3,323 square feet
Lot size
4,200 square feet
Lot dimensions
4200
Parking
2 total
Fireplace
2
On market
Apr 20, 2026
Status changed
Apr 20, 2026
Annual tax
$6,767.15
Zoning
Residential
Photos
68
MLS#
1032302
Area
VICTORIA

Features and systems

Appliances

WasherRefrigeratorRange - GasRange - ElectricDishwasherDryer

Heating

Baseboard heatersForced airElectricNatural gas

Cooling

None

Lot

Level lotPrivate setting
Negative cash flow ~$2,103/mo at these assumptions

Cash on cash

-6.31%

Cap rate

3.60%

GRM

16.7

Break-even rent

$12,214

Financing

Down payment$399,980
Loan amount$1,599,920
Mortgage$8,107/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$917
Insurance$80
Maintenance$1,667
CapEx reserve$833
Vacancy loss$500

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $8,107/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 20, 2026.

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