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Investment signal

$999,900

31 BROCK STREET

Save this home

Beds

4

Baths

2

Sqft

Year

Type

Multi-family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Halton Hills (AC Acton). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Charming, well-maintained duplex offering exceptional versatility for homeowners and investors alike. The main floor features a newly installed kitchen with stylish backsplash, two spacious bedrooms, a four-piece bath, and convenient in-suite laundry. A new gas furnace (Dec 2025) adds comfort and efficiency. Enjoy an eat-in kitchen with walk-out to a private backyard deck, complete with covered porch and gas BBQ hookup-perfect for outdoor entertaining.The fully self-contained second unit offers its own separate entrance and includes two bedrooms, in-suite laundry, and two cozy gas fireplaces. This unit is equipped with electric baseboard heating and features its own fenced backyard space, providing privacy and independence for occupants. Recently refreshed with fresh paint, the upper unit is vacant and move-in ready-ideal for extended family or generating immediate rental income.Set on a property overlooking a treed ravine with ample parking for both units, this home boasts attractive curb appeal and timeless Century home character. A rare opportunity for first-time buyers, investors, or those seeking flexible multi-family living with strong income potential. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
1045 - AC Acton
Lot dimensions
50.1 x 150.3 FT
Bedrooms
4 above grade
Parking
6 total
Stories
2
Fireplace
2
On market
Apr 11, 2026
Status changed
Apr 13, 2026
Annual tax
$3,707
Zoning
Duplex
Photos
50
MLS#
W12987458
Area
HALTON_HILLS_(AC_ACTON)

Features and systems

Parking

No Garage

Basement

UnfinishedN/A

Appliances

WasherRefrigeratorWater softenerDishwasherStoveDryerWater Heater

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Brick

Foundation

Stone

Utilities

SewerElectricityCable
Negative cash flow ~$1,091/mo at these assumptions

Cash on cash

-6.55%

Cap rate

3.55%

GRM

16.7

Break-even rent

$6,149

Financing

Down payment$199,980
Loan amount$799,920
Mortgage$4,053/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$458
Insurance$80
Maintenance$833
CapEx reserve$417
Vacancy loss$250

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,053/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 13, 2026.

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