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Investment signal

$449,000

646 DRUM ROAD

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Location

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About this home

Rare opportunity to own a fully leased commercial investment property in Pontypool, Kawartha Lakes, ideally located just off Hwy 35 at 646 Drum Rd. This free-standing detached commercial building offers excellent road exposure, easy highway access, and a strategic location in a growing Kawartha Lakes commercial corridor. Situated on an approximate 0.16-acre lot with a lot size of 182 x 38 ft, the property is currently fully leased with one side occupied by an LCBO retail operation and the other side leased to a commercial tenant. The building is divisible, wheelchair accessible, and serviced with 200-amp electrical, making it an attractive option for investors seeking a leased commercial building in Kawartha Lakes. A strong opportunity to acquire a high-visibility Pontypool commercial property with flexible long-term potential, subject to zoning and municipal requirements. (id:65958)

Subtype: Retail
Community: Pontypool
Living area: 1,800 square feet
Lot dimensions: 182.6 x 38.61 FT
On market: Apr 17, 2026
Status changed: Apr 17, 2026
Annual tax: $3,413
Zoning: COMMERCIAL
Photos: 14
MLS#: X13013568
Area: KAWARTHA_LAKES_(PONTYPOOL)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned

Negative cash flow ~$771/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-10.30%

Cap rate

3.83%

GRM

15.6

Break-even rent

$3,211

Financing

Down payment$89,800

Loan amount$359,200

Mortgage$2,204/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$206

Insurance$80

Maintenance$374

CapEx reserve$187

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kawartha Lakes (Pontypool). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,204/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 17, 2026.