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Investment signal

$547,000

632 MACDONNELL STREET

Beds

4

Baths

2

Sqft

Year

About this home

Excellent investment opportunity in a central Kingston neighbourhood with convenient access to downtown, Queens University, and public transit. This LEGAL DUPLEX features two well-maintained units offering 2 spacious bedrooms and 1 full bathroom. Each unit is complete with washer and dryer . Both units are separately metered with tenants responsible for all utilities, providing a truly turnkey income property. The main floor unit is currently tenanted on a month-to-month basis at $1,523/month. The property sits on a deep lot with potential to add an ADU (Accessory Dwelling Unit) in the future, offering additional income possibilities. Recent updates include roof (2020), new washer and dryer in the upper unit (2020), rear exterior stairs (2025). Two owned hot water tanks and ample on-site parking complete this fantastic property. A great opportunity for investors or those looking to live in one unit and rent the other. (id:65958)

Subtype
Multi-family
MLS#
X13012076
Area
KINGSTON_(EAST_OF_SIR_JOHN_A._BLVD)
Negative cash flow ~$944/mo at these assumptions

Cash on cash

-10.36%

Cap rate

3.82%

GRM

15.7

Break-even rent

$3,894

Financing

Down payment$109,400
Loan amount$437,600
Mortgage$2,685/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$251
Insurance$80
Maintenance$456
CapEx reserve$228
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,685/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 17, 2026.

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