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Investment signal

$550,000

122 SOUTH CAYUGA STREET W

Beds

4

Baths

3.2

Sqft

Year

About this home

Stately in stature & perfectly positioned in the heart of Dunnville, this 2.5 storey beauty offers an exceptional blend of historic character & 'turnkey' modern comfort. Formerly a duplex, this expansive residence now boasts 2106sf of seamless, sun-filled living space featuring 4 bedrooms &3 baths across 3 levels. A charming covered front porch (6x13) invites you into spacious foyer overlooking the family room. To the side, a practical mudroom with custom storage lockers & a 2pc bath adds everyday convenience. The bright living room serves as the home's anchor -featuring a striking brick electric fireplace! At the rear, the massive kitchen/dining hub is a 'chef's & entertainer's delight' - complete with plenty of crisp white cabinetry, a centre island, and a walk-in pantry. The second level has 3 large carpeted bedrooms framed with dual windows each and closets - all share a 4pc bath w/ a soaker tub! Completing this level is a laundry space - making daily life effortless! The entire third level isa master suite - very spacious and with a 2pc bath & a walk in closet. Step outside to your south-facing backyard, designed for hosting friends/family on a private two tiered deck (252sf) with a pergola (hot tub hook up), 8x10 shed, and a single garage (8x22). R3 zoning allows for multiple units - create extra income! All this just footsteps to schools, church, Grand River, grocery store, +++! Bring one, bring all! There's space for everyone! (id:65958)

Subtype
Single Family
MLS#
X13010224
Area
HALDIMAND_(DUNNVILLE)
Negative cash flow ~$964/mo at these assumptions

Cash on cash

-10.52%

Cap rate

3.79%

GRM

15.8

Break-even rent

$3,915

Financing

Down payment$110,000
Loan amount$440,000
Mortgage$2,699/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$252
Insurance$80
Maintenance$458
CapEx reserve$229
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,699/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 17, 2026.

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