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Investment signal

$499,000

103 WEST Street

Beds

Baths

Sqft

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Year

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Location

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About this home

Perfect for First time investors or someone to live in one unit and rent the other unit to help build equity in your home. This Up and Duplex near the train station, Detached single car garage. Upper Unit has two bedrooms one full washroom and one 2 piece with washer and Dryer. The main floor unit has two bedrooms and one full washroom including washer and dryer. Both Units were leased for $1650 plus Hydro for total $3300. The upper unit is vacant now. Walking distance to many amenities and close to the Highway 403 (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: 2043 - Downtown Core
Common interest: Freehold
Living area: 1,513 square feet
Lot size: 0.05 acres
Lot dimensions: 0.05
Parking: 1 total
Stories: 2
On market: Apr 16, 2026
Status changed: Apr 16, 2026
Annual tax: $2,700
Zoning: c3
Photos: 22
MLS#: 40821661
Area: BRANTFORD

Features and systems

Parking

Detached Garage

Basement

None

Heating

Forced air

Cooling

None

Exterior

Aluminum siding

Negative cash flow ~$627/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-7.53%

Cap rate

4.38%

GRM

14.3

Break-even rent

$3,559

Financing

Down payment$99,800

Loan amount$399,200

Mortgage$2,449/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$229

Insurance$80

Maintenance$416

CapEx reserve$208

Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Brantford. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,449/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.