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Investment signal

$499,000

805 MORPHET AVENUE

Beds

10

Baths

3.1

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Updated in 2024, this purpose-built multi-bedroom investment property delivers exceptional cashflow with truly hands-off ownership. Featuring 10 bedrooms, 3 bathrooms, and three cooking stations (one full kitchen plus two kitchenettes), the layout is purpose-designed for flexible room-by-room leasing-maximizing rental efficiency and income potential. Positioned directly across from the Trent-Severn Waterway at Lock 19, the property enjoys tranquil water views in a safe, family-friendly neighbourhood within one of Peterborough's strongest rental corridors.Proximity to transit, Lansdowne Street amenities, Fleming College, Trent University, and Seneca Aviation ensures consistent demand from students and working professionals alike. The property offers (3) three surface parking spaces with abundant visitor parking conveniently located across the street. Professionally managed, currently generating $5,900/month with 8 of 10 bedrooms rented (with the potential for an additional $1,000+/month), this is a rare turnkey opportunity for investors seeking predictable cash flow, long-term appreciation, and scalable growth. 2025 Operating Costs: Property Taxes: $4,318, Insurance: $4,310, Utilities: $5,868. Vacant possession can be arranged if desired. (id:65958)

Subtype
Single Family
Structure
House
Community
Otonabee Ward 1
Common interest
Freehold
Lot dimensions
50.4 x 96.7 FT ; 50.44 X 96.71 X 53.76 X 116.63
Bedrooms
7 above grade, 3 below grade
Parking
3 total
Stories
2
Fireplace
Yes
On market
Apr 13, 2026
Status changed
Apr 19, 2026
Annual tax
$5,220
Zoning
R1
Photos
45
MLS#
X12989532
Area
PETERBOROUGH_(OTONABEE_WARD_1)

Features and systems

Parking

No Garage

Basement

FinishedWalk outN/A

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

Aluminum sidingVinyl siding

Foundation

Concrete

Lot

Irregular lot sizeSlopingSump Pump

Community

School Bus

View

River viewView of water

Utilities

SewerElectricityCable
Negative cash flow ~$247/mo at these assumptions

Cash on cash

-2.96%

Cap rate

5.30%

GRM

12.6

Break-even rent

$3,559

Financing

Down payment$99,800
Loan amount$399,200
Mortgage$2,449/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$229
Insurance$80
Maintenance$416
CapEx reserve$208
Vacancy loss$165

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Peterborough (Otonabee Ward 1). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,449/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.

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