No photos available

$3,450,000

31 KING STREET

Beds

Baths

Sqft

5,998

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

Open full map

About this home

31 King Street offers an opportunity to acquire a vacant, freestanding former BMO bank (total square footage including basement is 10,998sqft. 5,998sqft above grade + 5000sqft finished basement) in the heart of Downtown St. Catharines. The asset offers a versatile three-part configuration, including a 5,057-square-foot main floor with a vault, a 941-square-foot mezzanine, and a 5,000-square-foot, elevator-connected finished basement. High ceilings, expansive display windows, and semi-renovated interiors support a wide range of conversion possibilities, from medical and boutique offices to retail with storage, showrooms, or broader adaptive reuse concepts. On-site parking, exceptional visibility at a signalized intersection, and immediate transit access strengthen long-term value. This is an opportunity to reposition a signature downtown building into a modern, high-performing commercial asset.31 King Street's location enhances its versatility, supported by robust infrastructure, transportation access, and an active urban setting. Situated within walking distance of the GO Train station, the property serves a growing demographic as younger families continue moving into the area. Its position is near the Niagara Region, and close access to Highway 406 and the QEW strengthens regional connectivity. The area is enriched by cafes, breweries, boutiques, and service-oriented retailers that fuel strong foot traffic. With more than 180,000 residents living within a 10-kilometre radius and annual consumer spending exceeding CA$6 billion, this corridor stands at the heart of a powerful and diverse market. Downtown St. Catharines continues to evolve into a vibrant, mixed-use district, and 31 King Street stands at the heart of that momentum. The surrounding neighborhood features major office users, including Accenture, Grant Thornton, Bell, WSP, City Hall, and a collection of boutique professional firms, which creates a steady daytime population. (id:65958)

Subtype
Retail
Community
451 - Downtown
Living area
5,998 square feet
Lot dimensions
Bldg=87.49 x 120.27 FT
On market
Apr 8, 2026
Status changed
Apr 16, 2026
Annual tax
$33,561.93
Zoning
C5
Photos
18
MLS#
X12973510
Area
ST._CATHARINES_(DOWNTOWN)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Catharines (Downtown). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $16,932/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.

We use a single cookie to remember if you’ve dismissed this notice and a no-PII analytics ping. By using this site you consent. Privacy.