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Investment signal

$1,200,000

289 ALBERT Street

Beds

7

Baths

3

Sqft

Year

1986

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Redevelopment Opportunity, Prime Location on High Traffic Albert Street. Can be purchased with 291 Albert Street. Adjacent properties at 285 and 293 Albert Street are also for sale for a larger parcel. Currently leased to provide income while you plan your redevelopment project. Zoning RN-6. Legal Duplex. Licensed for 7. Leased Until August 2027. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
417 - Beechwood/University
Common interest
Freehold
Living area
1,545 square feet
Lot dimensions
0
Parking
3 total
Stories
1.5
On market
Apr 7, 2026
Status changed
Apr 18, 2026
Annual tax
$8,439
Zoning
RN-6
Photos
11
MLS#
40817654
Area
WATERLOO

Features and systems

Parking

Attached GarageCarport

Basement

FinishedFull

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

WoodBrick Veneer

Construction

Wood frame

Lot

Paved driveway
Negative cash flow ~$2,320/mo at these assumptions

Cash on cash

-11.60%

Cap rate

3.57%

GRM

16.7

Break-even rent

$8,442

Financing

Down payment$240,000
Loan amount$960,000
Mortgage$5,890/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$550
Insurance$80
Maintenance$1,000
CapEx reserve$500
Vacancy loss$300

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Waterloo. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $5,890/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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