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Investment signal

$397,000

507 STEWART STREET

Beds

Baths

2.1

Sqft

—

Year

—

Location

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About this home

Charming family home has been lovingly owned by three generations of the same family. The property features three bedrooms all on 2nd level + a 2-piece bathroom . Newer Updated 4-piece bathroom on main floor with laundry! Beautifully renovated kitchen by Buchanan kitchens, showcasing flashy porcelain tiles. The restored wood trim & stunning stained glass windows contribute to the home's unique charm. There are French All Glass pocket doors a 100 years old, in wall of the living room. Room to build a garage in the rear, as was once was a garage there in the past! Desirable proximity to PRHC, Jackson's Park, and a short stroll downtown to superb dining options makes it an attractive option for 1st time buyers & investors, particularly given its potential for rental income from Trent U students. (id:65958)

Subtype: Single Family
Structure: House
Community: Town Ward 3
Common interest: Freehold
Lot dimensions: 38 x 115.3 FT
Bedrooms: 3 above grade
Parking: 3 total
Stories: 2
On market: Apr 1, 2026
Status changed: Apr 18, 2026
Annual tax: $3,821
Zoning: R1
Photos: 26
MLS#: X12943248
Area: PETERBOROUGH_(TOWN_WARD_3)

Features and systems

Parking

No GarageTandem

Basement

UnfinishedN/A

Appliances

WasherRefrigeratorWater meterStoveDryerWater Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Brick

Foundation

StoneConcrete

Lot

Flat siteLevel

Negative cash flow ~$427/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-6.45%

Cap rate

4.60%

GRM

13.8

Break-even rent

$2,849

Financing

Down payment$79,400

Loan amount$317,600

Mortgage$1,948/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$182

Insurance$80

Maintenance$331

CapEx reserve$165

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Peterborough (Town Ward 3). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $1,948/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.