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Investment signal

$398,900

68 Pearce Avenue

Beds

0

Baths

Sqft

Year

1975

About this home

Great investment property in the center of the city , high traffic area across from MUNDY POND walking trails and ROPEWALK LANE . Two, two bedroom units , and a one bedroom top floor apt , 4 units total . Main floor unit currently a used furniture store , however this unit has a kitchen and half bath and can be easily converted to a residential unit . Improvements were made on the property over the years by the current owner , all electric heat and tenants pay there own utilities . large parking lot , monthly income $3250 , long term tenants and current owners never increased the rent . 24 hour notice for all viewings , wont last long in this location . (id:65958)

Subtype
Other
Architectural style
2 Level
MLS#
1295354
Area
ST_JOHNS
Negative cash flow ~$819/mo at these assumptions

Cash on cash

-12.32%

Cap rate

3.43%

GRM

16.6

Break-even rent

$2,862

Financing

Down payment$79,780
Loan amount$319,120
Mortgage$1,958/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$183
Insurance$80
Maintenance$332
CapEx reserve$166
Vacancy loss$100

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,958/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.

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