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Investment signal

$1,579,000

95 MCVICAR STREET

Beds

Baths

Sqft

Year

About this home

Investment Opportunity!!! Imagine living right across from Lake Huron in a charming three-bedroom bungalow, while working from home managing nine fully furnished, year-round cottages. Perfect for families, with the water park and harbour very close by, this unique property offers the lifestyle change you've been waiting for. Set on 1.3 acres, the property backs onto a serene wooded area with a stream running through it. Both the home and cottages have been well maintained. Each cottage comes furnished and are four seasons with natural gas heat and electric ac units. With municipal water, sewer, and natural gas services, this property is ready for its next owner to enjoy both a rewarding business and a beautiful place to call home. Owner is willing to discuss a VTB portion. (id:65958)

Subtype
Single Family
Architectural style
Raised bungalow
MLS#
X12888428
Area
SAUGEEN_SHORES
Negative cash flow ~$3,022/mo at these assumptions

Cash on cash

-11.48%

Cap rate

3.59%

GRM

16.7

Break-even rent

$11,081

Financing

Down payment$315,800
Loan amount$1,263,200
Mortgage$7,750/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$724
Insurance$80
Maintenance$1,316
CapEx reserve$658
Vacancy loss$395

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $7,750/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 19, 2026.

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