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Investment signal

$3,495,000

574 UPPER JAMES Street

Beds

Baths

Sqft

5,500

Year

About this home

Remarkable investment opportunity in an ultra-convenient, high-exposure Hamilton Mountain location with tremendous street presence and visibility. This standalone medical building comes with 13 parking spaces and includes 5 (fully tenanted) units which generate an Annual Net Operating Income of approximately $220,000. This turnkey building presents a rare opportunity in a superb location with plenty of upside and an extremely favourable Capitalization Rate near 6%. (id:65958)

Subtype
Office
MLS#
40811507
Area
HAMILTON
Negative cash flow ~$6,603/mo at these assumptions

Cash on cash

-11.33%

Cap rate

3.62%

GRM

16.7

Break-even rent

$24,425

Financing

Down payment$699,000
Loan amount$2,796,000
Mortgage$17,153/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$1,602
Insurance$80
Maintenance$2,913
CapEx reserve$1,456
Vacancy loss$874

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $17,153/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.

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