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Investment signal

$1,538,000

629 THIRTEENTH STREET

Beds

Baths

Sqft

—

Year

2013

Location

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About this home

Located on a quiet, family friendly street in desirable New West, this well maintained half duplex is a bright corner lot with light beaming through the many windows, delivering generous space and versatile living options. Spanning 3 levels, it features 6 bedrooms and 4.5 baths. The bright main floor includes an open concept living/dining area, modern kitchen, a bedroom with ensuite, and a 2 piece powder room. Upstairs offers 3 spacious bedroom, including a primary suite with walk-in closet and private 4 piece ensuite. The fully finished 2 bedroom basement suite with separate entrance provides mortgage helper or for extended family. Complete with 2 car garage parking, gated backyard with driveway and all the conveniences to school, parks, transit and shopping. (id:65958)

Subtype: Single Family
Architectural style: 2 Level
Structure: Duplex
Common interest: Condo/Strata
Living area: 3,182 square feet
Lot dimensions: 0
Parking: 4 total
Condo/HOA fee: $0 monthly
On market: Feb 14, 2026
Status changed: Apr 15, 2026
Annual tax: $7,615.18 (2025)
Photos: 27
MLS#: R3090029
Area: NEW_WESTMINSTER

Features and systems

Parking

Garage

Basement

FinishedUnknownUnknown

Heating

Radiant heatNatural gas

Negative cash flow ~$2,941/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.47%

Cap rate

3.59%

GRM

16.6

Break-even rent

$10,796

Financing

Down payment$307,600

Loan amount$1,230,400

Mortgage$7,548/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$705

Insurance$80

Maintenance$1,282

CapEx reserve$641

Vacancy loss$385

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for New Westminster. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $7,548/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.