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Investment signal

$475,000

527 FRONT STREET

Beds

4

Baths

4

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Attention Investors! This is a remarkable opportunity to acquire a high-performing, income-generating fourplex in the heart of Trenton. Purpose-built for rental income, this fully occupied property features four 1-bedroom, 1-bathroom units two on the main level and two on the lower level each with its own main and secondary/emergency entrance. Every unit also enjoys a private patio space and access to a large, shared fenced yard. With utilities such as hydro and water/sewer metered separately (and gas expenses currently covered by the landlord), this property produces over $48,000 in gross annual rental income and boasts an impressive cap rate of over 6.5%. The tenant profile is strong, with several long-term residents who maintain their units with care. Unit 1 rents for $650/month plus utilities, with a tenant who has lived there for approximately 14 years. Unit 2, rented for $1,350/month plus utilities, has been occupied since July 2023 and remains in excellent condition. Unit 3, also at $650/month plus utilities, has a reliable tenant of 7 years. Unit 4, renovated in 2022 with new vinyl flooring, an upgraded kitchen, and a modern bathroom, is leased at $1,350/month plus utilities, with the current tenant having moved in as of January 1, 2025. All tenants are on month-to-month leases, offering the new owner maximum flexibility. This well-maintained and strategically designed fourplex presents a balanced and dependable investment opportunity, reducing vacancy risks while maximizing income potential. An income statement is available upon request. Visit my website for further details don't miss your chance to secure this outstanding property! (id:65958)

Subtype
Multi-family
Architectural style
Bungalow
Structure
Fourplex
Community
Trenton Ward
Lot dimensions
37.1 x 118.8 FT
Bedrooms
2 above grade, 2 below grade
Parking
4 total
Stories
1
On market
Jan 6, 2026
Status changed
Apr 15, 2026
Annual tax
$3,652.47 (2025)
Zoning
R3
Photos
41
MLS#
X12668172
Area
QUINTE_WEST_(TRENTON_WARD)

Features and systems

Parking

No Garage

Basement

FinishedSeparate entranceWalk outN/AN/A

Appliances

Water Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Stucco

Foundation

Block

Lot

Level

Community

School BusCommunity Centre

Utilities

SewerElectricityCable

Security

Smoke Detectors
Negative cash flow ~$468/mo at these assumptions

Cash on cash

-5.91%

Cap rate

4.71%

GRM

13.6

Break-even rent

$3,392

Financing

Down payment$95,000
Loan amount$380,000
Mortgage$2,331/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$218
Insurance$80
Maintenance$396
CapEx reserve$198
Vacancy loss$145

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Quinte West (Trenton Ward). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,331/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.

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