No photos available
Investment signal

$999,999

3865 VICTORIA Avenue

Beds

6

Baths

5.1

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Live in one, let the other pay the bills. This unique property offers two separate buildings with three independent living spaces, providing flexibility for multi-generational living, income generation, or both.. The main home features a spacious layout with 3 bedrooms and 2 bathrooms, including a newly renovated (2025) in-law suite in the basement with an additional bathroom and bedroom. This private suite has its own separate entrance. Adding even more value, the fully detached auxiliary dwelling at the rear is a complete, self-contained residence on its own hydro and gas. It also comes with it’s own furnace and A/C. The property has been extensively updated inside and out, with fresh paint, modern fixtures, new windows and doors (2022/23), decks (2022), siding, and a heated/AC-fitted garage with room for two cars. Recent upgrades also include an EV charger (2022), newer appliances, and mechanical systems such as furnace, hot water tanks, and roof replacements for peace of mind. Outdoor living is equally inviting with multiple decks, a hot tub, and beautifully refreshed landscaping. With ample parking, thoughtful renovations, and separate metering for the auxiliary unit and in-law suite, this home is as functional as it is stylish. Whether you’re seeking a family compound, an investment opportunity, or both, this property is the total package. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
980 - Lincoln-Jordan/Vineland
Common interest
Freehold
Living area
1,607 square feet
Bedrooms
5 above grade, 1 below grade
Parking
10 total
Stories
1.5
On market
Nov 19, 2025
Status changed
Apr 14, 2026
Annual tax
$4,936
Zoning
R1
Photos
32
MLS#
40789183
Area
VINELAND

Features and systems

Parking

Detached Garage

Basement

FinishedFull

Appliances

WasherRefrigeratorHot TubDishwasherStoveDryerHood FanWindow Coverings

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickStoneVinyl siding

Lot

In-Law Suite

Community

School Bus
Negative cash flow ~$1,946/mo at these assumptions

Cash on cash

-11.68%

Cap rate

3.55%

GRM

16.7

Break-even rent

$7,049

Financing

Down payment$200,000
Loan amount$799,999
Mortgage$4,908/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$458
Insurance$80
Maintenance$833
CapEx reserve$417
Vacancy loss$250

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Vineland. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,908/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.

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