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Investment signal

$475,000

290/298 FRANK STREET

Save this home

Beds

3

Baths

2

Sqft

Year

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for South Bruce Peninsula. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Discover the potential of this newly renovated 3-bedroom, 2-bath home, zoned for both residential and commercial use, making it an ideal opportunity for buyers and investors alike. Conveniently situated adjacent to the main street, you're just a short walk from Colpoy's Bay, Wiarton Marina, and the picturesque Spirit Rock Conservation Area in the charming town of Wiarton. This home has been meticulously updated inside and out, taken down to the studs and features all new renovations completed in 2024/2025. The interior boasts brand new appliances, a bright spacious kitchen with a large island and butcher block countertops, a natural gas furnace, new vinyl windows, a sizeable foyer that can double as an office, ensuite with jacuzzi tab and convenient laundry hookups on both the main floor and the second floor. The layout includes three spacious bedrooms and two full baths. The exterior offers municipal water and sewer, a generous barn-style drive shed, new roof, new siding, ample parking, along with a new back deck and stunning stone pathway. Set on an expansive double lot in an unbeatable location, you'll never have to worry about finding parking for downtown events, everything is just a leisurely stroll away, providing easy access to a plethora of amenities. Don't miss out on this incredible, fully renovated investment opportunity. Call today to schedule your viewing! (id:65958)

Subtype
Single Family
Structure
House
Community
South Bruce Peninsula
Condition
Insulation upgraded
Common interest
Freehold
Lot dimensions
106.9 x 194.1 FT ; 48.52x93.71x59.15x194.05x106.93x100.37
Bedrooms
3 above grade
Parking
9 total
Stories
1.5
On market
Sep 14, 2025
Status changed
Apr 21, 2026
Annual tax
$2,064.98
Photos
33
MLS#
X12402459
Area
SOUTH_BRUCE_PENINSULA

Features and systems

Parking

Detached GarageGarage

Basement

UnfinishedFull

Appliances

RefrigeratorDishwasherStoveWater Heater

Heating

Forced airNatural gas

Cooling

None

Exterior

Vinyl siding

Foundation

Concrete

Lot

Irregular lot sizeSump Pump

Utilities

SewerElectricityCable
Negative cash flow ~$537/mo at these assumptions

Cash on cash

-6.78%

Cap rate

3.51%

GRM

16.5

Break-even rent

$2,965

Financing

Down payment$95,000
Loan amount$380,000
Mortgage$1,925/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$218
Insurance$80
Maintenance$396
CapEx reserve$198
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $1,925/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 21, 2026.

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