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Investment signal

$799,500

1170 14th St

Beds

Baths

Sqft

—

Year

1981

Location

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About this home

Centrally located in the heart of Courtenay, this rare full side-by-side duplex is brimming with opportunity. Just a short stroll to shopping, parks, and all the amenities, it’s an excellent choice for first-time investors, or live in one side and enjoy a mortgage helper (or space for extended family). Each home offers two levels, just over 1,200 sq. ft., with 3 bedrooms, 2 bathrooms, a bright kitchen, and a comfortable living area. Outside, you’ll find individual yard space with a fenced divider and room to relax or garden, giving each side its own sense of privacy and ownership. With no strata fees and so many ways to earn rental revenue or create a welcoming family home, this property is full of potential and ready for your ideas. For more information please contact Ronni Lister at 250-702-7252 or ronnilister.com. (id:65958)

Subtype: Single Family
Structure: Duplex
Community: Courtenay City
Common interest: Freehold
Living area: 2,412 square feet
Lot size: 5,663 square feet
Lot dimensions: 5663
Parking: 4 total
On market: Sep 22, 2025
Status changed: Apr 16, 2026
Annual tax: $7,034.45
Zoning: Residential
Photos: 43
MLS#: 1014700
Area: COURTENAY

Features and systems

Appliances

WasherRefrigeratorDishwasherStoveDryer

Heating

Baseboard heatersElectric

Cooling

None

Lot

Central locationOther

Negative cash flow ~$1,570/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.78%

Cap rate

3.53%

GRM

16.7

Break-even rent

$5,652

Financing

Down payment$159,900

Loan amount$639,600

Mortgage$3,924/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$366

Insurance$80

Maintenance$666

CapEx reserve$333

Vacancy loss$200

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Courtenay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $3,924/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 16, 2026.