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Investment signal

$2,750,000

2881 Phyllis St

Save this home

Beds

6

Baths

5

Sqft

Year

1964

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Saanich. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

The unrivalled Ten Mile Point peninsula, known for its wooded coastal landscape, offers a serene seaside escape from the bustle of the city, home to prestigious estates, secluded beaches, and just minutes from popular Cadboro Bay Village. Tucked at the end of a quiet cul-de-sac on a 0.4-acre lot backing onto Konukson Park, 2881 Phyllis St greets you with stunning curb appeal, a cedar entrance, and custom fir doors and lighting. With almost 4,600 sq ft of flexible living space, this 5-6 bed, 5 bath home includes a versatile secondary suite with private entrance and laundry, ideal for in-laws, teens, or rental income. The main level features a gourmet kitchen, wood fireplace, hardwood floors, Italian tile, skylights, and multiple ensuites. Adjoining family rooms connected by French doors and a Sonos sound system running to outdoor spaces create an ideal entertaining flow. The private SW-facing yard offers mature trees, ample deck space, and a fire pit. Just minutes to amenities and UVic! (id:65958)

Subtype
Single Family
Structure
House
Community
Ten Mile Point
Common interest
Freehold
Living area
4,592 square feet
Lot size
17,544 square feet
Lot dimensions
17544
Parking
5 total
Fireplace
2
On market
Mar 11, 2026
Status changed
Apr 25, 2026
Annual tax
$11,550.73
Zoning
Residential
Photos
85
MLS#
1025671
Area
SAANICH

Features and systems

Appliances

WasherRefrigeratorRange - GasRange - ElectricDishwasherRangeDryerGarburatorOven - Built-InSee remarksJetted Tub

Heating

Baseboard heatersForced airElectricNatural gasWood

Cooling

Central air conditioning

Lot

Cul-de-sacPrivate settingSouthern exposureWooded areaOtherMarine Oriented

View

Mountain view
Negative cash flow ~$2,862/mo at these assumptions

Cash on cash

-6.25%

Cap rate

3.62%

GRM

16.7

Break-even rent

$16,763

Financing

Down payment$550,000
Loan amount$2,200,000
Mortgage$11,147/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$1,260
Insurance$80
Maintenance$2,292
CapEx reserve$1,146
Vacancy loss$688

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $11,147/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 25, 2026.

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