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Investment signal

$975,000

203 CARLISLE AVENUE

Beds

—

Baths

—

Sqft

3,810

Year

—

Location

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About this home

Incredible investment opportunity in the heart of sought after 'East City' Peterborough! This clean, well maintained 4-plex is a rare find - offering a total of 4 self contained units; one spacious 2 bedroom (apt. 1), and 3 bright 1 bedroom apartments (apts. 2, 3, and 4). The property is fresh, clean, and fully tenanted. Ample parking for tenants. Each tenant pays their own utilities as it has 4 separate meters. Steps to parks trails, the river, and vibrant village amenities. Easy access to downtown and Trent University. A true turn-key property in a prime location - don't miss this one! (id:65958)

Subtype: Multi-family
Structure: Multi-Family
Community: Ashburnham Ward 4
Living area: 3,810 square feet
Lot size: 0.09 acres
Lot dimensions: 0.087
Parking: 5 total
On market: Jul 4, 2025
Status changed: Apr 15, 2026
Annual tax: $4,725.35 (2025)
Zoning: R3
Photos: 34
MLS#: X12262533
Area: PETERBOROUGH_(ASHBURNHAM_WARD_4)

Features and systems

Heating

Forced airNatural gas

Cooling

None

Lot

Irregular lot size

Negative cash flow ~$1,900/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-11.69%

Cap rate

3.55%

GRM

16.7

Break-even rent

$6,875

Financing

Down payment$195,000

Loan amount$780,000

Mortgage$4,785/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$447

Insurance$80

Maintenance$813

CapEx reserve$406

Vacancy loss$244

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Peterborough (Ashburnham Ward 4). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $4,785/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.