No photos available
Investment signal

$2,175,000

1348 Cedar Street

Beds

1

Baths

1

Sqft

Year

1950

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Strategic 3.92-acre development opportunity in the core of Okanagan Falls. Designated Medium Density Residential (MR) in the Official Community Plan, this site is well-positioned for future multi-family development, with established strata communities on both sides supporting continued residential growth. The property is predominantly flat and extends from Cedar Street through to the river, offering a practical and efficient layout for site planning. With existing access, nearby services, and surrounding density already in place, this parcel presents a compelling opportunity for developers seeking a viable project in an emerging market. The size and configuration may lend itself to a phased approach, allowing flexibility in planning and execution. A 1,250 sq ft, 2-bedroom, 1-bath home currently occupies the property and may provide holding income during the planning and approval process. Located just south of Penticton at the base of Skaha Lake, Okanagan Falls continues to see interest from buyers seeking more attainable housing options within the South Okanagan. Buyer to verify all development potential, servicing, and zoning requirements with the appropriate authorities. Viewing by appointment only. (id:65958)

Subtype
Single Family
Architectural style
Ranch
Structure
House
Community
Okanagan Falls
Common interest
Freehold
Living area
1,267 square feet
Lot size
3.92 acres
Lot dimensions
3.92
Stories
2
On market
Jul 2, 2025
Status changed
Apr 15, 2026
Annual tax
$3,048
Photos
20
MLS#
10354184
Area
OKANAGAN_FALLS

Features and systems

Heating

See remarks

Lot

Level lot

Community

Family Oriented

Waterfront

Waterfront on river
Negative cash flow ~$4,139/mo at these assumptions

Cash on cash

-11.42%

Cap rate

3.61%

GRM

16.7

Break-even rent

$15,232

Financing

Down payment$435,000
Loan amount$1,740,000
Mortgage$10,675/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$997
Insurance$80
Maintenance$1,813
CapEx reserve$906
Vacancy loss$544

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Okanagan Falls. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $10,675/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.

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