No photos available
Investment signal

$1,390,000

95 WATERLOO ST STREET

Beds

Baths

Sqft

104,198

Year

About this home

Discover a unique landmark investment opportunity in the heart of Stratfords vibrant cultural and commercial district. 95 Waterloo St sits on a prominent 0.44-acre corner lot with flexible C3 zoning, allowing for a wide range of residential, commercial, institutional, and mixed-use development options. Permitted uses include apartment dwellings, seniors housing, converted upper-level residential, retail, wellness, boutique hospitality, and cultural space making this property a prime candidate for adaptive reuse or full redevelopment.The existing structure, originally a church and now operated as a restaurant and event venue, features soaring vaulted ceilings, stained-glass windows, exposed trusses, and significant architectural value that may be preserved or reimagined. Located just steps from the Stratford Festival theatres, boutique shopping, award-winning dining, the Avon River park system, and year-round tourism flow, this is a AAA site offering excellent visibility, foot traffic, and connectivity.A rare chance to secure a corner parcel with on-site parking, full municipal services, and legacy charm in Stratfords most walkable and desirable neighbourhood. Building and land only. Buyers to confirm permitted uses with the City of Stratford. (id:65958)

Subtype
Business
MLS#
X11994602
Area
STRATFORD
Negative cash flow ~$2,674/mo at these assumptions

Cash on cash

-11.54%

Cap rate

3.58%

GRM

16.7

Break-even rent

$9,765

Financing

Down payment$278,000
Loan amount$1,112,000
Mortgage$6,822/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$637
Insurance$80
Maintenance$1,158
CapEx reserve$579
Vacancy loss$348

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,822/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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