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Investment signal

$559,900

277 ST PATRICK STREET

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Beds

Baths

Sqft

—

Year

—

Type

Multi-family

Suite

Investment signal

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Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Ottawa. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Charming semi-detached duplex with hardwood floors, exposed brick and bright updated spaces. Unit 1 features a spacious deck, while Unit 2 offers a private balcony, both with separate entrances for added privacy. Recent upgrades include a ductless heat pump (main floor), new skylight, rear east shingles, updated bathroom fans, and eavestroughs. Fresh paint and a clean finish make this home move-in ready. Steps to the ByWard Market, Parliament, Rideau Centre, and Ottawa. Live in one unit and have your tenant contribute to your mortgage, or rent both units and add this charming investment property to your portfolio! (id:65958)

Subtype: Multi-family
Structure: Duplex
Community: 4001 - Lower Town/Byward Market
Lot dimensions: 14.2 x 110.3 FT
Bedrooms: 2 above grade
Parking: 2 total
Stories: 2
On market: Dec 30, 2025
Status changed: Apr 24, 2026
Annual tax: $4,933
Photos: 27
MLS#: X12653240
Area: OTTAWA

Features and systems

Parking

GarageOther

Basement

UnfinishedFull

Appliances

Water Heater

Heating

Baseboard heatersElectric

Exterior

Stone

Foundation

ConcretePoured Concrete

Negative cash flow ~$646/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)Default 4.5% — adjust to your rate holdAmortization (years)

Cash on cash

-6.92%

Cap rate

3.48%

GRM

16.7

Break-even rent

$3,480

Financing

Down payment$111,980

Loan amount$447,920

Mortgage$2,270/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$257

Insurance$80

Maintenance$467

CapEx reserve$233

Vacancy loss$140

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,270/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.