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Investment signal

$499,000

A 274 5th St

Save this home

Beds

Baths

Sqft

1,859

Year

Type

Retail

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Courtenay. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Positioned in the heart of Courtenay’s vibrant downtown core, this C-1 zoned commercial property offers a prime investment opportunity in one of the Comox Valley’s most active and walkable business districts. Surrounded by a strong mix of local retailers, professional services, cafés, and restaurants, this location benefits from consistent foot traffic, excellent visibility, and a vibrant year-round community atmosphere driven by both locals and tourism. The 1,859 sqft main floor is currently set up as a retail space, featuring large display windows that maximize exposure along 5th Street, along with 10’3” ceilings and custom built-ins. The space includes change rooms, a lunchroom, storage area, and bathroom—making it highly functional for a range of commercial tenants. A full basement provides additional storage, adding to the overall utility and appeal for businesses. (id:65958)

Subtype
Retail
Structure
Retail
Community
Courtenay City
Common interest
Freehold
On market
Apr 24, 2026
Status changed
Apr 24, 2026
Annual tax
$9,091.19
Zoning
Unknown
Photos
31
MLS#
1033327
Area
COURTENAY

Features and systems

Lot

Central locationOther
Negative cash flow ~$580/mo at these assumptions

Cash on cash

-6.98%

Cap rate

3.47%

GRM

16.6

Break-even rent

$3,111

Financing

Down payment$99,800
Loan amount$399,200
Mortgage$2,023/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$229
Insurance$80
Maintenance$416
CapEx reserve$208
Vacancy loss$125

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,023/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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