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Investment signal

$769,900

256 A&B FLORA STREET

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Beds

4

Baths

3 full + 1 half

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Carleton Place. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Along with pleasing curb-appeal, this lovely century brick home offers you graceful tradition and quality upgrades. Added bonus is the well-appointed duplex apartment, for extra income or your extended family. The landscaped back yard is all fenced and shaded by mature trees. Located in walkable family neighbourhood, including short 5 min walk to swimming beach and parks on Mississippi River. The home's classic porch has welcoming front door with attractive stained glass window & transom. Foyer with convenient closet and true hardwood floors that flow thru light-filled open spaces with high ceilings and wide baseboards. Inviting living room contemporary palette, handsome electric fireplace, decorative glass windows and gorgeous ceiling medallion. The adjoining dining room full of light from tall windows. White bright kitchen features clear sight-lines, two toned island-breakfast bar and wrap-about cabinetry with gourmet butcher block counters. Sunny family room walls of windows and free-standing gas fireplace. Patio doors open to three-season sunroom with cascading Weatherall windows; from here you walk out to huge deck for lounging or entertaining. On second floor are three good-sized bedrooms with closets and laminate flooring. One of the three bedrooms has laundry station; this room could be office or flex space. Second floor has new 2025 sparkling 4-pc bathroom. The adjacent duplex apartment is also full of charm and comfort. Duplex's front porch continues the home's classic style. Living room is as refined as that in main home. The eat-in kitchen is big and bright. Upstairs, spacious 4-pc bathroom & bedroom with laminate flooring. The home's numerous upgrades include efficient 2023 heat pump to -30 C; if temp falls below -30, automatic switch to 2023 gas furnace. Newer HRV. Generator. Metal roof 2007 has lifetime warranty. Detached 2021 single garage with hydro & paved driveway. Besides short walk to Mississippi River, you can also walk to schools & amenities. (id:65958)

Subtype
Multi-family
Structure
Duplex
Community
909 - Carleton Place
Lot dimensions
60 x 116 FT
Bedrooms
4 above grade
Parking
2 total
Stories
2
Fireplace
1
On market
Apr 7, 2026
Status changed
Apr 26, 2026
Annual tax
$3,920
Zoning
Mississippi Residential
Photos
39
MLS#
X12963082
Area
CARLETON_PLACE

Features and systems

Parking

Detached GarageGarage

Basement

Full

Appliances

WasherDishwasherRangeDryerMicrowaveFreezerHood FanTwo stovesWater HeaterTwo Refrigerators

Heating

Heat PumpForced airNot knownElectricNatural gas

Cooling

Central air conditioning

Exterior

Brick

Flooring

HardwoodLaminateCeramicLinoleumVinyl

Foundation

StoneBlock

Lot

Wooded area

Utilities

SewerElectricityCable
Negative cash flow ~$859/mo at these assumptions

Cash on cash

-6.69%

Cap rate

3.53%

GRM

16.7

Break-even rent

$4,754

Financing

Down payment$153,980
Loan amount$615,920
Mortgage$3,121/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$353
Insurance$80
Maintenance$642
CapEx reserve$321
Vacancy loss$193

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,121/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 26, 2026.

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