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Investment signal

$429,000

25 ROBINSON STREET

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Location

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About this home

Well-maintained mixed-use building in the heart of downtown Simcoe. Own a 2-bedroom apartment + income-generating pizza restaurant with LLBO license and property in this prime location, offering an excellent live/work or investment opportunity. The main floor features a fully equipped, turnkey restaurant with commercial kitchen, exhaust hood, fire suppression system, dishwasher, and two accessible washrooms-ideal for dine-in, takeout, or delivery operations. The second floor offers a beautifully renovated 2-bedroom apartment with a modern kitchen, -open-concept living area, updated 4-piece bathroom, and a bright enclosed 3-season sunroom-perfect for owner occupancy or rental income. Additional highlights include a full basement for storage, separate utilities, and rear parking. Major upgrades include roof, furnaces, windows, and extensive interior renovations.A rare opportunity to own a business and property together in a high-visibility downtown location with strong growth potential. (id:65958)

Subtype: Retail
Community: Simcoe
Living area: 1,919 square feet
Lot dimensions: 13.08 x 110 FT
On market: Apr 15, 2026
Status changed: Apr 15, 2026
Annual tax: $2,087
Zoning: CG
Photos: 21
MLS#: X12999000
Area: NORFOLK_(SIMCOE)

Features and systems

Heating

Forced airNatural gas

Cooling

Fully air conditioned

Negative cash flow ~$638/mo at these assumptions

Monthly rent (CAD)Adjust to your local market estimateDown payment (%)Investment props typically 20-25%Mortgage rate (% annual)2026 default 5.49% — adjust to your rate holdAmortization (years)

Cash on cash

-8.93%

Cap rate

4.10%

GRM

14.9

Break-even rent

$3,072

Financing

Down payment$85,800

Loan amount$343,200

Mortgage$2,105/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$197

Insurance$80

Maintenance$358

CapEx reserve$179

Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Norfolk (Simcoe). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,105/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.