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Investment signal

$1,779,000

245 BAY STREET

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Beds

Baths

Sqft

3,300

Year

Type

Retail

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Ottawa. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Exceptional Investment Opportunity and excellent location in downtown Ottawa! This prime corner property is located at the corner of Bay Street and Gloucester Street in downtown Ottawa. Benefting from dual frontage and two separate addresses on both streets . It is surrounded by several high apartment buildings. In a densely populated neighborhood, it offers access to top-rated public schools, parks, and recreational facilities. The location is highly convenient, with bus stops and the OLRT-Lyon light rail station within walking distance.The property spans 3,300 square feet, upstairs with 5 offices/bedrooms (suitable for use as offices, residentials, or other uses) and 2 bathrooms, along with 1 kitchen. The first foor is currently operating as a convenience store, but can easily be adapted for other uses. The current building's basement is used as storage, but it can be also used as club. A total of 12 parking spaces are available, with 7 at the rear currently rented out for additional rental incomes with 2200 square feet area land . With ample parking, excellent transportation access, and versatile usage options. In addition, in terms of New Zoning (By-law 2026-50), the place can be built a hub(high building with 90 meters). Another building can be constructed in the additional land(i.e. the parking spots). It can be used (1)personal service business: barber shop, beauty parlour, or dry cleaner's distribution station. (2) place of assembly: club. (3)retail store: drugstore, floristshop, newsstand. (4) restaurant. This is a rare investment opportunity! Owner can offer second mortgage choice to buyer. (id:65958)

Subtype
Retail
Community
4102 - Ottawa Centre
Living area
3,300 square feet
Lot dimensions
Bldg=66 x 50 FT
Parking
12 total
On market
Mar 25, 2026
Status changed
Apr 24, 2026
Annual tax
$17,050
Zoning
R5B
Photos
32
MLS#
X12921094
Area
OTTAWA

Features and systems

Appliances

WasherDryer

Heating

Hot water radiator heatNatural gas

Cooling

Fully air conditioned
Negative cash flow ~$1,875/mo at these assumptions

Cash on cash

-6.32%

Cap rate

3.60%

GRM

16.7

Break-even rent

$10,874

Financing

Down payment$355,800
Loan amount$1,423,200
Mortgage$7,211/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$815
Insurance$80
Maintenance$1,483
CapEx reserve$741
Vacancy loss$445

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $7,211/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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