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Investment signal

$459,000

23 VALLEY VIEW LANE

Beds

3

Baths

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Rare waterfront opportunity on the Trent! Proudly owned by the same family since 1960, this charming 3 bedroom cottage sits on an expansive lot with approximately 90 feet of direct waterfront along the Trent, offering beautiful views and endless recreational possibilities. The cottage features a warm and inviting interior highlighted by a cozy wood stove, perfect for relaxing after a day on the water. Large windows bring in natural light and showcase the peaceful waterfront setting. Set on a generous lot with excellent development potential, this property offers a unique opportunity for future expansion, redevelopment, or creating your dream waterfront retreat. Nature lovers and outdoor enthusiasts will appreciate that the rear of the property backs directly onto the Trans Canada Trail, providing year round access for hiking, biking, ATV riding, and snowmobiling. Whether you're looking for a family getaway, an investment opportunity, or a future waterfront build, this well-loved cottage presents exceptional potential in a beautiful setting amongst the trees. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
Rural Trent Hills
Common interest
Freehold
Lot dimensions
90 x 490 FT
Bedrooms
3 above grade
Parking
6 total
Stories
1
Fireplace
Yes
On market
Mar 6, 2026
Status changed
Apr 18, 2026
Annual tax
$2,810
Zoning
SR
Photos
33
MLS#
X12853250
Area
TRENT_HILLS

Features and systems

Parking

Detached GarageGarage

Basement

None

Appliances

Refrigerator

Heating

Other

Cooling

None

Exterior

Wood

Foundation

Wood/Piers

Lot

Wooded areaIrregular lot size

View

River view

Waterfront

Waterfront on river

Utilities

Electricity
Negative cash flow ~$445/mo at these assumptions

Cash on cash

-5.81%

Cap rate

3.70%

GRM

15.9

Break-even rent

$2,868

Financing

Down payment$91,800
Loan amount$367,200
Mortgage$1,861/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$210
Insurance$80
Maintenance$383
CapEx reserve$191
Vacancy loss$120

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Trent Hills. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $1,861/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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