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Investment signal

$3,340,000

228 MARGARET Avenue

Beds

0

Baths

Sqft

Year

Location

See the block, not just the house.

Open the map for street view, commute checks, and nearby schools, groceries, mosques, parks, and transit stops.

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About this home

Mixed-use investment property at 228 Margaret Avenue, with adjacent 236 Margaret Avenue included in the sale. Total of 15 units: 1 commercial unit (convenience store) and 14 residential apartments (10 one-bedrooms, 3 two-bedrooms, 1 three-bedroom). Highly visible, transit-accessible location close to schools, shopping, and public transit. Strong rental demand with opportunity to improve income performance through hands-on management and capital upgrades. (id:65958)

Subtype
Multi-family
Community
114 - Uptown Waterloo/North Ward
Common interest
Freehold
Living area
9,701 square feet
Parking
13 total
Stories
2
On market
Jan 30, 2026
Status changed
Apr 18, 2026
Annual tax
$13,856
Zoning
C1
Photos
9
MLS#
40801493
Area
KITCHENER

Features and systems

Parking

Open

Basement

Partially finishedFull

Appliances

Water softener

Heating

Baseboard heaters

Cooling

None

Exterior

Brick

Lot

Laundry- Coin operated
Negative cash flow ~$6,313/mo at these assumptions

Cash on cash

-11.34%

Cap rate

3.62%

GRM

16.7

Break-even rent

$23,346

Financing

Down payment$668,000
Loan amount$2,672,000
Mortgage$16,392/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$1,531
Insurance$80
Maintenance$2,783
CapEx reserve$1,392
Vacancy loss$835

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kitchener. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $16,392/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 18, 2026.

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