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$439,900

21 OAK STREET

Save this home

Beds

3

Baths

2 full + 1 half

Sqft

Year

Type

Single Family

Suite

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Thomas. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to 21 Oak Street, a charming 3-bedroom bungalow perfectly positioned on a quiet dead-end street in one of St. Thomas's most sought-after neighborhoods. This home is located just a short stroll from the beautiful Pinafore Park, elementary schools, high schools, St. Thomas Elgin General Hospital and shopping. This home offers a rare combination of nature and urban convenience. Main Floor Features The classic brick and vinyl exterior opens into a bright, inviting interior that has been freshly painted throughout (2026). The main level offers a functional layout with three bedrooms and a full 4-piece bathroom, making it an ideal setup for families, first-time buyers, or those looking to downsize. The kitchen features wood cabinets made by the owner. The basement significantly expands your living space, featuring a cozy family room with brand-new carpeting (2026) and a natural gas fireplace-the perfect spot for winter evenings. You will also find a dedicated home office for those who work from home, a convenient half-bath, and plenty of storage. This home has many updates including: 100-amp breaker panel (2026), furnace service (2026) and fireplace service (2026). The single detached garage provides extra storage or sheltered parking. Enjoy the privacy of no through-traffic and the scenic backdrop of the ravine. This move-in-ready home combines the peace of a cottage-like setting with the reliability of modern updates. Experience the best of St. Thomas living in a home that has been cared for from top to bottom. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
St. Thomas
Common interest
Freehold
Lot dimensions
33 x 132 FT
Bedrooms
3 above grade
Parking
5 total
Stories
1
Fireplace
1
On market
Apr 7, 2026
Status changed
Apr 14, 2026
Annual tax
$2,600
Photos
27
MLS#
X12962874
Area
ST._THOMAS

Features and systems

Parking

Detached GarageGarage

Basement

Partially finishedN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerGarage door opener remote(s)

Heating

Forced airNatural gas

Cooling

None

Exterior

BrickVinyl siding

Foundation

BlockPoured Concrete

Utilities

SewerElectricityCable

Mortgage estimate

Estimated $1,783/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 14, 2026.

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