$2,499,900
20824 SOUTH SERVICE ROAD
Beds
3
Baths
4 full + 2 half
Sqft
—
Year
—
Type
Single Family
Suite
Suite potential
Location nearby
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for South Glengarry. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
About this home
A truly special waterfront estate on 3.17 acres with 145 feet of shoreline on Lake St. Francis. Built in 1832 and updated in 1994, this timeless stone home is rich in character and offers the perfect blend of heritage charm and everyday comfort. Set back from the road along a private laneway, the property feels like a peaceful escape, surrounded by mature trees and breathtaking lake views. Inside, the home features original details and three wood-burning fireplaces in the dining room, primary bedroom, and the walkout basement. The main level includes a cozy living room, a welcoming kitchen, and a screened-in porch where you can enjoy morning coffee while watching the sun rise over the water. Upstairs you'll find three bedrooms, including a water-facing primary suite with a fireplace, ensuite bath, and convenient upstairs laundry. The lower level offers a warm and inviting family room with another fireplace and walkout access to the yard. A separate 3-bedroom, 1-bath cottage sits on the property with its own screened-in porch, 200-amp service, and separate hydro meter perfect for extended family, guests, or potential rental income. The home is serviced by two wells and two septic systems. Additional features include a detached 2-car garage with a loft and a separate outbuilding currently used as an art studio. A small beach area, gorgeous lake views, and room to roam make this property ideal for families seeking both beauty and function in a lakeside setting. This is a rare opportunity to own a piece of history and create unforgettable memories in a one-of-a-kind setting. Just minutes from the Quebec Border.This property is just minutes away from a private airport, giving you quick access. 24 hour irrevocable on all offers. (id:65958)
- Subtype
- Single Family
- Structure
- House
- Community
- 724 - South Glengarry (Lancaster) Twp
- Common interest
- Freehold
- Lot dimensions
- 100 x 1224.6 FT
- Bedrooms
- 3 above grade
- Parking
- 10 total
- Stories
- 2
- Fireplace
- 3
- On market
- Jun 27, 2025
- Status changed
- Apr 24, 2026
- Annual tax
- $8,570 (2024)
- Photos
- 48
- MLS#
- X12250510
- Area
- SOUTH_GLENGARRY
Features and systems
Parking
Basement
Appliances
Heating
Cooling
Exterior
Foundation
Lot
View
Waterfront
Cash on cash
-6.26%
Cap rate
3.61%
GRM
16.7
Break-even rent
$15,246
Financing
Operating expenses (monthly)
Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Mortgage estimate
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.