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$539,000

20 VICTORIA STREET

Beds

4

Baths

2

Sqft

Year

Location

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About this home

Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle. (id:65958)

Subtype
Single Family
Structure
House
Community
St. Thomas
Condition
Insulation upgraded
Common interest
Freehold
Lot dimensions
29 x 66 FT ; 65.64 ft x 29.53 ft x 65.67 ft x 30.36ft
Bedrooms
4 above grade, 0 below grade
Parking
0 total
Stories
2
Fireplace
1
On market
Apr 15, 2026
Status changed
Apr 15, 2026
Annual tax
$2,856
Zoning
R3
Photos
31
MLS#
X13003542
Area
ST._THOMAS

Features and systems

Parking

No Garage

Basement

FinishedFull

Appliances

RefrigeratorWater meterWhirlpoolDishwasherCooktopWindow CoveringsWater Heater

Heating

Radiant heatGeo Thermal

Cooling

None

Exterior

WoodBrick

Foundation

Block

Lot

Irregular lot sizeFlat siteSump Pump

Utilities

ElectricityCable

Lifestyle nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Thomas. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

Mortgage estimate

Estimated $2,645/mo at 5.49% with 20% down, 25-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 15, 2026.

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